Putting money aside is a habit that is difficult in everyday life.
However, simple things can help you establish financial health. Here are a few examples which, at first glance, might seem trivial, but will have a positive effect:
- Establish a budget and follow it meticulously. Have a dedicated budget line for savings;
- When you do your groceries, make sure you have a full stomach. It works.;
- Prepare a shopping list beforehand and stick to it;
- Week after week, watch for supermarket discounts;
- Create your menu for the week, taking into account the discounts in the flyers;
- Take advantage of sales to stock up on staples;
- Divide perishable foods into smaller portions and freeze them;
- Avoid convenience stores and favour supermarkets; you will save 20% on average;
- When possible, use public transportation or carpool to get to work;
- Read purchase contracts carefully and consult experts before making a commitment;
- Compare products and services from multiple vendors; comparing is buying smartly;
- Shop carefully for your vehicle by analyzing the duration of warranties, fuel consumption, and government subsidies for more fuel-efficient vehicles.