Here are some of the warning signs:
If you recognize yourself in one of these situations, you should consult to find out what your options are.
The first step and often the hardest, is the becoming aware of and the accepting of the situation. The fear of being judged and the embarrassment are usually important factors that create a major obstacle. Rest assured that you are not alone in this situation.
By taking advice and acting quickly, you can avoid many concerns and you may even realize that alternatives exist, more so than if you ignore the problem and do nothing. Please consult an insolvency professional.